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Privacy, Copyright and Terms & Conditions of Use

Effective date of these Terms and Conditions: January 1, 2025

Home Biz Books, Inc. ("HBB") — please review these Terms & Conditions periodically. Your use of the Website and App constitutes acceptance of these Terms.

Ownership & Copyright

The website and its contents, including but not limited to text, photographs, graphics, illustrations, video, sound and other material (collectively, the "Content"), are protected under United States and international copyright laws and are the property of Home Biz Books, Inc. All rights reserved. Copying, duplicating, distributing, transmitting, displaying, modifying, or otherwise using any Content in any form or by any means without the express written permission of Home Biz Books, Inc. is prohibited and may violate U.S. copyright laws.

Software Ownership

The Website and Phone Application (the "App") are owned, operated, updated, supported, and maintained by Home Biz Books, Inc. Home Biz Books, Inc. is not responsible for usage outside of the Website/App and holds no responsibility for third-party uses of the Content.

Terms of Use

By accessing this Website and App you agree to be bound by these Terms & Conditions (the "Terms"). If you do not agree to all of the Terms, do not use the Website or App. HBB may modify or revise these Terms from time to time by updating this page. Your continued use following any such change constitutes acceptance of the modified Terms.

User Account, Password, and Security

To create an account, you must complete the registration process using the Sign-Up link. You will choose a login ID and password. You are entirely responsible for maintaining the confidentiality of your login ID and password and for all activities that occur under your account. You agree to notify HBB immediately of any unauthorized use of your account or any other security breach. HBB will not be liable for any loss you may incur as a result of someone else using your password or account, whether with or without your knowledge. You may be held liable for losses incurred by another party due to someone else using your account. You may not use anyone else's account without the permission of the account holder.

User Conduct

As a condition of use, you warrant that you will not use the Website or App for any unlawful purpose or any purpose prohibited by these Terms. You agree to abide by all applicable local, state, and national laws and regulations and are solely responsible for acts or omissions that occur under your account. Examples of prohibited conduct (by way of illustration, not limitation) include:

Payment Policies

Payments are collected automatically on a monthly or annual schedule beginning on the date the subscription is commenced. Payment for Lifetime membership is a one-time payment at signup. You may cancel your subscription at any time. Users cancelling within thirty (30) days of signing up will receive a full refund of the initial signup costs. You will retain use of the system until the next subscription date. No prorated refunds will be made for non-usage.

It is the user's responsibility to cancel the service in the "My Profile" section. There will be no refund for payments where the user did not personally cancel their service.

Cancellation & Records

All records will be maintained on our server until May 15 of the year following your cancellation. To maintain, view, and print your records for up to seven years there will be a voluntary charge of $49.00 (equivalent to $7.00 per year); this cost is for server storage space.

Thirty (30) Day Money Back Guarantee

HBB offers a 30-day money back guarantee. If you are not satisfied, notify HBB within 30 days of purchase and we will issue a full refund.

Security

HBB has implemented security measures to protect against loss, misuse and alteration of information under our control. User data is stored on servers and Home Biz Books, Inc. uses Amazon Web Services (AWS) as the primary cloud platform. Only authorized personnel have access to databases containing usernames and passwords.

Privacy Policy

This privacy statement covers the Website and App. Home Biz Books, Inc. is committed to protecting the privacy rights of users. Personal information received via the Website is treated as confidential and used solely for internal purposes. Home Biz Books, Inc. will not share your personal information with other parties except as required to provide the Service or as required by law. HBB may access accounts and contents to respond to service or technical issues. HBB will not willfully disclose individually identifiable information to third parties, except as described in this policy.

Termination & Indemnification

HBB may terminate your access to any part or all of the Website and App, with or without cause, with or without notice, effective immediately. HBB shall have no obligation to maintain any content in your account or to forward unread or unsent messages.

You agree to defend, indemnify, and hold harmless Home Biz Books, Inc. from and against any claims, losses, damages, liabilities, costs and expenses (including attorney fees) arising from your use of the Website or App or your violation of these Terms. In no event shall Home Biz Books, Inc. be liable for any direct, indirect, consequential, special or incidental damages arising out of your use or inability to use the Website, even if HBB has been advised of the possibility of such damages. The total liability for any claim related to the Website shall not exceed one United States dollar (U.S. $1.00).

Modification of Terms

HBB may modify these Terms and Conditions from time to time, with or without notice. Your continued use of the Service after such modifications will be deemed acceptance of the modified Terms. It is your responsibility to check this Terms & Conditions page regularly. If you do not agree to any modification, you must immediately cease participation in the Service.

Questions / Contact

If you have any questions about these Terms, the Website or App, need to cancel service, or have other concerns, please call Customer Support at 855-392-6657 or use the Contact Us page on the Website to email us a message.